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If you're going to utilize a small-cap index like the Russell 2000, you may want to stop and think about why a great index fund firm, like Lead, does not have any funds that follow it. The reason is because it's a poor index.
I haven't also dealt with the straw male here yet, and that is the reality that it is fairly rare that you really have to pay either taxes or substantial compensations to rebalance anyhow. Many smart investors rebalance as much as feasible in their tax-protected accounts.
And of training course, nobody should be getting loaded mutual funds, ever before. It's really also negative that IULs do not function.
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